Posted by Craig / CA
(cnaylor) on May 13, 2008, 8:00 pm, in reply to "Why Not John?"
69.235.51.22
I know the NNA says not to 
....
I know they lean heavily to C(their)A.
Since I'm legally not allowed to have an opinion at the signing table, I have contacted Escrow companies under these situations, stated NNA's opinion and asked for their guidance. Some have asked for the signer to sign the Jurat, most have asked an acknowledgment be attached in place of the jurat. (since their entirely interchangeable)
We all know many doc's arrive from one Escrow company with only signatures attached, while others have the same document, sworn to, and others still have the same document acknowledged.
I love the Escrow companies (especially TX and NY) who require sworn & acknowledged receipts of Surveys for CA loans, when they have never created, or sent them, because we don't do that here.
IMHO, 2/3rds of the doc's signed are their entirely to CYA and are not needed to actually close deals. Why? because if they were needed, we would see the same doc's from every Escrow company. Rather than 10 from this one, 15 from that one, and 50 from yet another.... Some not notarized, others want everyone notarized.
I honestly believe that many Escrow companies have doc's notarized because the believe it makes the "legal".
In my personal experience, my wife follows my cue, easements, fences, this that and the other.... not her forte.
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